Estimate your loan repayments

Loan Calculator

I'd like to borrow:
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):
Loan term (years):
Loan term (months):

APR 11.00%

APR 11.00%

Repayment Summary*:

Weekly

Total

Interest

Fortnightly

Total

Interest

Monthly

Total

Interest

Loan Enquiry

Your loan details have been captured and will be submitted with your enquiry.

I consent to submitting my information in agreement with the terms and conditions of the Privacy Statement on this website.
What we require from you
1

Outgoings

  • 2 months bank statements (most recent)
  • Credit card statement (if applicable)
2

Proof of Income

  • Employed - 2 recent pay-slips (comes under bank statements)
  • Self-employed - Most recent set of accounts and latest tax returns OR Notice of self-assessment
  • Retired – Proof of all pensions/bank statements
3

Identification

  • Photo ID - Passport or Driving License
  • Proof of Address - Current utility bill or bank statement (within 3 months)
  • or Proof of Address - Government issued documentation relating to tax or benefits (within 3 months)
Lending criteria

Credit Check (if necessary)

  • Sometimes we may ask you to provide us with your credit score, or we may perform a credit check on you, if we need more information before granting a loan. This may be the case for larger loans and promotional loans in particular.

Ability to Repay

  • All loans are subject to affordability.

Free Loan Protection Insurance*

  • *Provided by the credit union to all members.
How to apply

How To Apply


A Secured loan from PCU is underwritten by the savings a member has and can be issued on the same day (for example, £500 savings = £500 loan). Interest rates on these loans vary.

Online Banking Log In Register

Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.

Members can only withdraw shares/savings if the balance on them exceeds the loan balance. This option offers a quick release of cash while maintaining life savings and loan protection guarantees.

If you would like more information on applying for a loan with PCU please contact us today.

Contact Us
Top