Pre-paid Visa

A flexible, low-cost Visa Prepaid Card

The Credit Union Prepaid Card is a flexible, low-cost Visa Prepaid Card from CredEcard. The CredEcard provides:

  • A Current Account
  • Visa Debit Card
  • Money Budget Tool
  • Mobile App
  • No Unexpected Charges
  • Cash Back Rewards
  • Online Discounts


What is a prepaid card?


The card is a pay-as-you-go payment card that provides customers with a simple alternative method to carrying cash, and gives customers access to online shopping, but without an overdraft facility. Members can use the card at point of sale terminals and any Link ATM machine.

What are the benefits?

For cardholders, prepaid cards are a simple, safe alternative to carrying cash and a great way to shop online. They are also great budgeting tools, and – with the right card – are low cost.


How does it work?

  1. Load money onto the card in your credit union. It will be available straight away
  2. Use your card to withdraw cash or make purchases in shops or online, just like any Visa card
  3. Manage your card through your credit union, online, mobile app, by text or over the telephone
  4. Reload the card as many times as you like


What does it cost?

  • A small one-off purchase cost
  • No monthly or annual fees
  • Monthly load costs £1.10* this allows unlimited loads throughout the month
  • Purchases in shops and online are free*
  • Cashback is free*
  • Withdrawal from a cash machine costs 75p*

*These fees are for transactions in the UK. Please see the terms and conditions for full details.

To apply for a card simply fill in the application form and return it to our Admin OfficeLogin to your account here.