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Is a PCU Shares Loan right for me?
• I want to both save and borrow
• I want to borrow, using my shares (savings) as security
Key information:
• Designed for members interested in saving and borrowing.
• Borrowing against shares restricts withdrawal until the loan is lower than the shares.
More information is available on our download page.
Members can apply for a first and second loan at an interest rate of 2% per month on the reducing balance (26.8% APR). Members with over 2 loans paid are eligible for further loans charged at 1% per month on the reducing balance (12.68% APR).
Please note: if you do not meet the repayments on your loan, your account will go into arrears. This may affect your credit rating, which may limit your ability to access credit in the future.
If you would like more information on applying for a loan with PCU please contact us today.
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